Heritage Global Capital provides financing for transitional situations that call for a creative lending involving non-traditional, individualized financing products and solutions secured by fixed assets to companies facing short to medium term loans and leasing needs. Our primary objective is to provide “alternative financing” solutions to businesses unable to access the traditional range of financing options due to a perceived heightened risk profile.
Leveraging Heritage Global’s expertise in valuing assets at every phase of their useful lives, HGC is able to determine actual collateral values and their associated depreciation schedules more accurately than traditional lenders. This strategic advantage enables HGC to frequently provide more aggressive financing terms than many other lenders in the marketplace.
As a non-regulated entity, we are able to provide structured financing that banks cannot, or are unwilling to, provide. This allows us to provide our clients with smooth, transitional lending and to offer a strategic tool to any client going through a period of growth or restructuring. We understand and underwrite tangible assets owned by our clients, are agnostic regarding asset categories, and underwrite loans and leases, both refinancing and new asset purchases, from $1 million up to $30 million. All of our transactions must be supported by equipment and/or real estate, with loan-to-value ratios determined by the particular circumstances of each situation.
Heritage Global Capital is committed to successfully guiding our clients through transitional financing needs for situations that may be considered “riskier situations” by traditional banks. We are not “here today, gone tomorrow”, and are focused on helping our clients recognize a successful transition towards the profitability and growth of their organization.
FAST AND FLEXIBLE FINANCING – how can we help with your financing needs?